BUYING YOUR FIRST HOME
With today’s ever-changing mortgage rules, having a clear understanding of where you stand financially is key to putting the right plan into action. Book a no-obligation conversation with Andrew to review your mortgage situation and find the best path forward.
FIRST TIME HOME BUYERS
Buying your first home is exciting—and can feel overwhelming. I will guide you through every step, from getting pre-approved to understanding mortgage options, down payment programs, and closing costs. My goal is to make the process clear and straightforward so you can move forward with confidence and find a mortgage that fits your budget and goals.
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We start with a quick conversation to understand your goals and where you currently stand financially.
We’ll review:
your timeline and priorities
your current mortgage (if applicable)
what you want to achieve (purchase, renewal, refinance, investment)
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Based on your situation, we compare the best options available and explain the differences clearly so you can make an informed decision.
We review things like:
interest rate options
lender terms and restrictions
penalties and fees
prepayment options and flexibility
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Once you’re ready to move forward, we guide you through the paperwork and make sure everything is submitted correctly and efficiently.
We’ll help you with:
income and employment documents
credit and debt review
down payment / equity confirmation
lender requirements